Most Trusted Insurance Agency in the Lancaster Area

Let's work together to ensure you a better future.

We help you compare rates from top-rated national and regional insurance providers to get the perfect coverage at an unbeatable price.

How can we help?

Life happens fast, and the truth is there's nothing as valuable as peace of mind. We aim to protect you from the unexpected through top-quality insurance coverage that works for your needs and budget. Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Affordable Price

We will work with you to ensure you get better protection at a better price. Our professional local agent will handle all the work, so you don't have to!

40 Years of Experience

Join the thousands of happy families that have experienced the advantages of our customer-oriented, family-owned business since 1980.

Satisfaction Guarantee

We know you'll love the coverage and prices we find for you. We will do whatever it takes to ensure you're 100% satisfied.

"huge help to my budget"

"David Gebhard took his time to listen and review my info for my auto quote. I have limited income, and my monthly payment is a huge help to my budget! Thank you for assisting me! Purchased!"

Allie Balko

Car Insurance

Let's protect you on the road.

Your vehicle can be a fairly costly investment that exposes you to many potential losses out of your control. We'll ensure you have the protection you need at a price you can afford.

A woman from Pittsburgh with auto insurance cover behind the wheel

Insurance for the vehicle you rely on daily.

A car or truck is often your biggest asset aside from your home. Car insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.

What is the minimum required coverage? Not all car insurance is created equal. In most states, your auto insurance will cover the damage you cause to other cars in collisions. However, auto insurance in some no-fault states will also protect your car or truck. Additionally, the law usually states that auto insurance policies must cover some medical bills that result from a car crash.

Coverage Options
  • Medical Payments Coverage
  • Personal Injury Protection
  • Bodily Injury Liability Coverage
  • Physical Damage Coverage
  • Uninsured & Underinsured Motorist Damage Coverage
  • Property Damage Coverage
  • Rental Coverage & Loss of Use

Please talk with us and ensure you have the proper car insurance coverage with the right insurance company. Otherwise, you're putting yourself, your family, and others at risk.

Home Insurance

Coverage that protects your biggest asset.

Your home is one of your most significant assets. That's why it's essential to do everything possible to protect it. We'll help you plan for the unexpected with insurance coverage just right for your home and your family.

Insurance cover bundle for homeowners in Lancaster

Get the insurance your home needs.

Your home is the center of your everyday life. It's also your most significant investment. So make sure you cover the unique risks you face with home insurance. Get the right policy to take care of small and large risks related to owning a home.

Coverage Options
  • Fire
  • Personal Property & Contents
  • Property Damage
  • Additional Living Expenses
  • Loss of Use
  • Jewelry, Fine Arts & Collectibles
  • Medical Expenses
  • Personal Liability
  • Personal Injury
  • Umbrella
  • Excess Liability Coverage
  • Flood Coverage
  • Secondary Home
  • Collectible Cars
  • Wine Collection
  • Water Back-Up
  • Off-Premises Theft
  • Miscellaneous Coverage

Protecting your home starts with the right insurance.

Finding the right coverage for your unique needs can seem overwhelming. We simplify things by creating an insurance policy that gets you the proper coverage for your house at the right price. Please reach out to us today to discuss your options.

Business Insurance

Coverage and risk management solutions for companies of all sizes.

Your business is your livelihood. Our team of experienced agents understands the business's risks, so we'll help you develop a plan to protect it.

Owner protecting his employees and business with policy cover in Lancaster.

Protect your business.

We offer comprehensive coverage and risk management solutions for companies of all sizes that keep your finances secure. We'll thoroughly assess your business and situation to develop creative, complete, cost-effective solutions that fit your needs.

Coverage Options
  • Business Owners Insurance
  • Workers' Compensation Insurance
  • Cyber Liability Insurance
  • Natural Disaster Insurance
  • Ocean Marine Insurance
  • Risk Management
  • General Liability Insurance
  • Business Auto Insurance
  • Commercial Earthquake Insurance
  • Commercial Property Insurance
  • Commercial Umbrella Insurance
  • Employment Practice Liability Insurance
  • Flood Insurance
  • Crime Insurance
  • Builders Risk Insurance
  • Liquor Liability Insurance
  • Inland Marine Insurance
  • Systems Breakdown Insurance
  • Key Person Life Insurance

Looking for insurance designed specifically for your business?

We can help. We understand that your business has unique needs, and our agents are here to provide you with customized coverage options tailored to fit them. From small businesses to large corporations, we have the knowledge and experience to get you the right coverage at a great price. Contact us today for more information!

Life Insurance

Solutions to ensure your loved ones have what they need.

You can't put a dollar amount on your family, but you can protect their future. We can't predict when the unexpected will happen, but we can help you prepare for it when it does.

Life insurance for customers cover in Lancaster, Pennsylvania.

The most important investment you can make for your family.

Individual life insurance is arguably the biggest investment you can make in your loved ones' security. It's a complicated field, but don't let that put you off. We'll be happy to talk you through the options. First, you'll need to determine the type of life insurance you want to buy, with the most common types being term life insurance, whole life insurance, and universal life insurance.

What is term life insurance?

With term life insurance, you pay regular premiums for a set period; the policy only pays out if you die.

What is whole life insurance?

With whole life insurance, there's no set period. You usually pay regular premiums until you die, at which point the policy pays out. Sometimes you can take a lump sum back while still alive, but this will reduce the amount paid out when you die.

What is universal life insurance?

Universal life insurance works similarly to whole life insurance, but you can easily take money early. You can even borrow money and repay it later; although, if there's any loan outstanding when you die, the policy's payout can be significantly affected.

Your premiums depend heavily on your age, medical history, and the amount you want the policy to pay out. So, seeking expert advice before committing to life insurance is important.Contact us, and we'll walk you through the options and help you determine if term life insurance, whole life insurance, or universal life insurance is right for you.

"1/2 the price of our last insurance"

"Fast, courteous, wonderful to deal with, had a new policy in one afternoon, and 1/2 the price of our last insurance company. So glad our friends recommended Gebhard Insurance LLC."


Ensure your future today!

Rely on us to simplify the insurance process, from advising you on your risks and solutions to helping your strategy with the insurance company on your behalf.